Independent auto dealership insurance.

Independent Auto Dealerships Insurance - Close Up of a Car at a Bustling Car Dealership Showroom Offering Vehicles for Sale or Rent

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Wide coverage for independent used-car dealerships.

Navitas Risk Insurance Services provides technical insurance programs for independent auto dealerships, helping protect your business from the unique challenges of the used-vehicle industry.

Whether you operate a single location or multiple retail lots, we understand the exposures that come with fluctuating inventory values, test drives, and open-lot risks. Our mission is to simplify insurance for independent dealers with modern, efficient solutions that keep your business protected and your operations running smoothly.

Common coverages include:

  • Garage Liability & Garagekeepers – Protecting customer vehicles, dealer plates, and your service operations.
  • Dealers Open Lot (Physical Damage) – Coverage for your owned inventory against theft, collision, or weather losses.
  • Property & Business Income – Protection for your buildings, office equipment, and income if operations are interrupted.
  • Workers’ Compensation – Safeguarding your employees and allowing compliance with state regulations.
  • Excess Liability – Additional coverage for major or catastrophic losses.

At Navitas Risk Insurance Services, we focus exclusively on dealership insurance—combining industry expertise, speed, and transparency to deliver helpful protection for today’s independent dealers.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact Navitas Risk Insurance Services

Our Centerport, NY Office

100 Centershore Road
Centerport, NY 11721

Email Us

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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